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Whether it’s the bad design of an
online store or the presence of scammers, the risk of losing money is
real. Fortunately, both browsers and sites have greatly improved security and reliability.
And, hence, most of the stores initiated the step buy cash on delivery to reduce the threat
of theft. Instead of filling your head with an endless list of
hard-to-implement recommendations, we’ll provide you with six tricks that
we consider essential to keep you safe in most cases.
1. Always Pay Via Paypal Or Google
Wallet, If Possible
PayPal and Google Wallet allow you to pay without having to enter your bank details. These services have sophisticated anti-fraud controls and can claim a refund on your behalf in the case of a scam.
Note: PayPal acts as an intermediary in your payments,
protecting your security.
If you prefer traditional payment
methods, we recommend that you always use rechargeable or debit
cards. It is not advisable to use your credit card for online purchases.
2. Investigate the reputation of the online
store
- Is this the first time you buy on that site? Then it would be better to investigate his reputation. Search for his name on Google and check it with WoT and Safe Web, two services that examine site security.
- Then go to the bottom of the page to see what country it is and what certificates it owns.
- The first time you enter an online shop, look for the following:
- Real contact details (address, landline)
- Support page with the most frequently asked questions
- Links to company information
- Purchase guarantee and legal conditions
- Electronic commerce warranty seals (VeriSign, TRUSTe, etc.)
Note: The presence of these certificates is a good
sign, but click on the logos to be sure of their authenticity. Some
scammers put them without having valid links.
3. Use A Modern, Secure And Up-To-Date Browser
- It turns out
that, to avoid possible scams, an updated browser gives you more security
than an antivirus. Google Chrome, Internet Explorer 11 (Smart Screen) and
Mozilla Firefox are able to detect malicious pages. If you buy through
mobile applications, make sure that these are not false.
- Finally, when
possible, check that the page where you enter payment details has a lock before
the address (HTTPS): this symbol indicates that it is secure.
- In
general, always look at the URL of the online shop: if it seems unusual or
suspicious, do not continue. In most browsers you can also get more
information by clicking on the lock icon.
4. Always Buy From A Secure Network
- During purchases, try to connect from home and use devices that you can trust with your programs, your antivirus and your favorite browser. Public networks are full of unreliable characters that are waiting for an opportunity to appropriate the data of others.
- On the other hand, do not overlook the security of your home network: it strengthens your Wi-Fi, installs a good free antivirus and store receipts and bank details in a cryptographic password manager, like Dashlane .
5. Compare Prices And General Conditions Of
Sale
Is it really a deal? Compare prices and conditions with Google Shopping and read the comments in the product page, especially the negative ones: they could give you clues about the reliability of the site.
Key-tip: Usually, the stores that appear on Google
Shopping are reliable. Compare prices
and conditions should be a habit and the internet makes things really
easy.
Key-note: However, do not blindly trust comparators
because sometimes prices are outdated and do not reflect additional costs.
6. Never Click On A Suspicious Link
The simple rule to avoid the thefts is: if
you did not ask anything, do not click. It is a simple rule that can avoid
unpleasant surprises, such as phishing (data theft).
Note: It is not Amazon.co.uk! Always check
that the linked addresses belong to the legitimate site.
If an online store contacts you to
send you receipts or invoices, never introduce your password or your bank
details. These requests must be made only on the legitimate
site. Obviously, what we say on the mail also applies to social networks.
One Last Tip: Buy With Common Sense And Read
If it sounds too good to be true then it is better not to trust. If the appearance of the page is not of sufficient quality, be careful. If something, even an insignificant detail, raises a doubt, do not trust it. It could be a hoax. When in doubt, it is always better to stop and investigate. Read, read and read. It is the principle of “Stop, Thinks, and connect”. Finally, to cover your shoulders, keep everything: emails, receipts and screenshots. One day they could serve you as proof.
